Insurance policy AWA did not cover me as a competitor when inbetween heats I had a serious accident, my Ambulance Cover expired by 2 Days :( however I ended up with a $2,500 dollar bill :( In just think as registered competitor warming up for a heat should be covered? Thoughts?
Select to expand quotewaveboy1 said..
I ended up with a $2,500 dollar bill
What is so special about the dollar bill that it is worth $2,500??
Select to expand quotesmicko said...
More info please?
I think its better I just suck it up! **** happens and I should have had my own Ambulance cover I was unlucky ! but lucky !bill was for 2 shots of Morphine and an Ambulance ride which is only 20min drive ?It was actually $2,800 (ridiculous.) I was sick at the time and on Amoxellin to clear up chest infection, I threw down a red bull ? because I felt crap 
Long story short I had no wind for my heat so came into protest? no luck , I couldn't get off the beach:(Then later on I went sailing as finals where being played out, good wind came up and I went for a specky for heli shot big stall fwd slammed in rest was history 
Nearly carked it
That sucks.
Mate I played footy with years ago broke his leg playing footy and didn't have cover. Used an alias given to him by one of the other players, but after a few tokes on the green whistle goes to the ambo "Just call me Gaz, that's my real name - I'm just using the other name so I don't have to pay."
$2k bill for 20m drive. 
This is an interesting topic and i was thinking also what would happen if by accident we ran into a swimmer or another windsurfer and it was our fault? what sort of insurance policy is available that does not cost a fortune?
Join a sailing club. Most clubs these days have Yachting Australia cover included in the membership although some clubs ask you to have your own 3rd party as well.
Select to expand quotepowersloshin said..
This is an interesting topic and i was thinking also what would happen if by accident we ran into a swimmer or another windsurfer and it was our fault? what sort of insurance policy is available that does not cost a fortune?
Ah, just stick all your assets in your spouse's name. With no assets to take, they call you a "man of straw", and nobody sues a man of straw. 
Just don't get wet- men of straw go rotten if they get wet.
Select to expand quotepowersloshin said..
This is an interesting topic and i was thinking also what would happen if by accident we ran into a swimmer or another windsurfer and it was our fault? what sort of insurance policy is available that does not cost a fortune?
Having recently returned to sailboarding after many years off I wanted to make sure that I was covered for exactly this eventuality.
I rang SGIO, who are my household contents insurers, and found that, provided I am not sailing in an organised competition, race or regatta or for reward, I am covered under my Public Liability Insurance section against injuring others. Being under the influence of drugs or alcohol would nullify the policy.
I suspect that other insurers do the same thing.....might be worthwhile checking?
