Hey
Wondering if any independent Instructors out there that run their own lessons have had success applying for the new insurance through the IKO ??
I applied and so far have been knocked back with no reason why... and they couldn't tell me where they draw the line between an independent instructor and a kite school.Just suggesting I buy the school policy.
Cheers
Pete
South Coast Kitesurfing Merimbula
Hi Pete,
I applied for both the independent and the school insurance, Id check there liability amount, it came nowhere near what our local governing bodies needed to grant permits. From what I remember their maximum cover was for 1 or 2 million dollars where as we were required to have 20 million. In our case the insurance isn't worth the paper its written on and is void without permits.
Im afraid my best advice is to look elsewhere, unfortunately I found it to be just more IKO bull#$#%
Select to expand quotetgcp said..
Hi Pete,
I applied for both the independent and the school insurance, Id check there liability amount, it came nowhere near what our local governing bodies needed to grant permits. From what I remember their maximum cover was for 1 or 2 million dollars where as we were required to have 20 million. In our case the insurance isn't worth the paper its written on and is void without permits.
Im afraid my best advice is to look elsewhere, unfortunately I found it to be just more IKO bull#$#%
Yeah more headaches dealing with the IKO !
Thanks for chipping in with your thoughts :)
Select to expand quotetgcp said..
Hi Pete,
I applied for both the independent and the school insurance, Id check there liability amount, it came nowhere near what our local governing bodies needed to grant permits. From what I remember their maximum cover was for 1 or 2 million dollars where as we were required to have 20 million. In our case the insurance isn't worth the paper its written on and is void without permits.
Im afraid my best advice is to look elsewhere, unfortunately I found it to be just more IKO bull#$#%
Totally agree, don't waste your time with the IKO insurance, just another money making scheme to benefit IKO and do very little for the instructor. Their insurance is invalid here. All Australian councils that issue beach use permits require an Australian based (offices here) insurer and usually at least 10 million and often 20 million with them ("The Council") named in the policy as an "interested party".
Go through a local broker.
Anyone care to list the prices they have been paying?
I soooo need a better deal.
IKO general kiter insurance was listed at $200 when I last checked.
I haven't seen the new offer for instructor's.
My insurance was around $1600 for the year and comes out at $174 a month.
It's with a mob in Byron and it is underwritten by Lloyds of London.
It was the cheapest by miles that I could find.
Totally sux to pay this much.
Any info would be gr8
thanks in advance
