If looking to renew your kiting insurance be sure to check out the options.
IKA $57 /year
KAL $120 /year (KAL doesn't provide an insurance only option, so includes $30 which goes to KAL, and $30 goes to your nominated clubs, or the typically state association to run events for all members)
KALwww.aksa.com.au/Resources/Documents/KAL/1314_Kiteboarding%20Australia_Summary%20of%20Cover.pdf
# $2500 excess
# no rental equip coverage
# only valid for recreational or sanctioned KAL events.
IKA
internationalkiteboarding.org/index.php?option=com_content&view=article&id=4867https://www.vdws-checkpoint.de/fileadmin/download/IS_policy_en.pdf
# covers all recreational and events internationally
# includes coverage for damage to rental equipment
# includes coverage for damage to another kiters equipment in the event of an incident. (you cause the damage)
IKA Insurance accepted for AUS events.
IKA:
Third Party Liability Insurance (TPL) covering EUR 3,000,000 combined for personal and property damage
Competition risk explicitly included
Valid in North America incl. USA
KAL:
Public and Products Liability Insurance
SCOPE OF COVER
This policy provides protection for insured entities and members that
are held liable for a negligent act that results in property damage or
bodily injury anywhere in the world (excluding USA & Canada).
LIMIT OF LIABILITY
The cover provided is up to a maximum of $10,000,000
I let my aksa/kbv lapse as a result of the (excessive) $2500 excess and no cover for normal day to day kiting, so probably only useful if you participate in kiting events. I was happy to support an organisation such as KBV but not prepared to pay the insurance.
Most home contents policies will cover you for public liability if you are using your own equipment (ie: your home contents) and not participating in any organised event (so hitting a kid on the beach but you may need to prove you were not negligent or acting recklessly). They probably wont cover damage to your equipment while in use, that's pretty standard. Some will cover theft outside the home (eg from the car) if you request specified or unspecified valuables, usually for extra premium.
Easier said than done, but read your policy wording (PDS), otherwise talk to a broker. There would be lots of other sports covers available on the market.
KBV I think you need to be upfront to members/potential that your underwriter is not covering recreational kiting.
Select to expand quoteHighzaKite said..
I let my aksa/kbv lapse as a result of the (excessive) $2500 excess and no cover for normal day to day kiting, so probably only useful if you participate in kiting events. I was happy to support an organisation such as KBV but not prepared to pay the insurance.
Most home contents policies will cover you for public liability if you are using your own equipment (ie: your home contents) and not participating in any organised event (so hitting a kid on the beach but you may need to prove you were not negligent or acting recklessly). They probably wont cover damage to your equipment while in use, that's pretty standard. Some will cover theft outside the home (eg from the car) if you request specified or unspecified valuables, usually for extra premium.
Easier said than done, but read your policy wording (PDS), otherwise talk to a broker. There would be lots of other sports covers available on the market.
KBV I think you need to be upfront to members/potential that your underwriter is not covering recreational kiting.
Awesome reply. I think Lofty was onto something and all he got was a carbon-copy parrot repeat of the first post, which was useless. And good point about checking existing insurance cover policies. There is a lot in some of them that people don't realise are being covered for already.
I recently checked into this and my “compressive” house and contents insurance, wouldn’t cover public liability linked to kiting but would cover theft of gear so I’m still deciding whether to change insurance companies or stay and join someone like IKA. Income protection insurance company would cover my own kiting injuries as long as I wasn’t kiting when I first took out the policy (which I wasn’t).
Surely the AKSA insurance covers individuals kiteboarding outside of competitive events? Otherwise greatest scam ever launched.
Select to expand quotefinn12 said...
Surely the AKSA insurance covers individuals kiteboarding outside of competitive events? Otherwise greatest scam ever launched.
good luck trying to get a straight answer about that 
^ the easy answer would be to find out if any claims have been knocked back in the past 5 years.
I highly doubt it as our premiums keep going up thanks to "accidents".
Select to expand quotewindreams said..
I recently checked into this and my ?compressive? house and contents insurance, wouldn?t cover public liability linked to kiting but would cover theft of gear so I?m still deciding whether to change insurance companies or stay and join someone like IKA. Income protection insurance company would cover my own kiting injuries as long as I wasn?t kiting when I first took out the policy (which I wasn?t).
I would be interested to know what insurance company that was...
